Wednesday 4 September 2013

BANKING REASONING FOR IBPS EXAM


Some logical reasoning questions ask you to determine the method the speaker is using when he or she presents
the argument.Method-of-argument questions ask you to demonstrate an understanding of how a
speaker’s argument is put together. To determine the method of argument, again focus on the conclusion
and on the evidence presented.What method does the speaker use to link the two?
Answer question 1. on the basis of the information below.

I know that our rules prohibit members from bringing more than one guest at a time to the club, but I think there should be an exception to
the rule on Tuesdays, Wednesdays, and Thursdays. Members should be allowed to bring multiple guests on those days, since the majority of
members use the club facilities on the other four days of the week.

1. The rules restricting the number of guests a member can bring to the club probably are intended to

a. assure that members are not crowded by the presence of guests.
b. provide extra income for the club on slow days.
c. allow members to bring guests to the club for special events.
d. restrict guests to public areas of the club.
e. control the exact number of people in the club at any time.

Answer questions 2 and 3 on the basis of the information below.

A recent study on professional football players showed that this new ointment helps relieve joint pain. My mother has arthritis, and I told
her she should try it, but she says it probably won’t help her.

2. What argument should the mother use to point out why the ointment probably will not help her arthritis?

a. The ointment was just experimental.
b. The ointment is expensive.
c. Football players’ joint pain is not the result of arthritis.
d. She has already tried another ointment and it didn’t work.
e. Football players are generally younger than she is.

3. Which of the following, if true, would strengthen the speaker’s argument?

a. The mother used to be a professional bowler.
b. Football players’ injuries are rarely painful.
c. The mother’s arthritis only flares up in bad weather.
d. The mother finds exercise helps her arthritis.
e. Football players who are injured tend to develop arthritis.

Answer questions 4 through 5 on the basis of the information below.

Giving children computers in grade school is a waste of money and teachers’ time. These children are too young to learn how to use computers
effectively and need to spend time on learning the basics, like arithmetic and reading. After all, a baby has to crawl before she can walk.

4. Which of the following methods of argument is used in the previous passage?

a. a specific example that illustrates the speaker’s point
b. attacking the beliefs of those who disagree with the speaker
c. relying on an analogy to prove the speaker’s point
d. displaying statistics that back up the speaker’s point
e. comparing different methods of learning

5. Which of the following, if true, would strengthen the speaker’s argument?
a. studies showing computers are expensive
b. research on the effect of computer games on children
c. examples of high school students who use computers improperly
d. proof that the cost of computers is coming down
e. evidence that using computers makes learning to read difficult

6. Which of the following, if true, would weaken the speaker’s argument?

a. a demonstration that computers can be used to teach reading and arithmetic
b. analysis of the cost-effectiveness of new computers versus repairing old computers
c. examples of adults who do not know how to use computers
d. recent grade reports of students in the computer classes
e. a visit to a classroom where computers are being used

Answer questions 7 and 8 on the basis of the information below.

The corner of Elm and Third needs to have a stoplight. Children cross this intersection on the way to school, and sometimes, they do not check
for traffic. I’ve seen several children almost get hit by cars at this corner. I know that stoplights are
not cheap, and I know that children cannot be protected from every danger, but this is one of the
worst intersections in town. There needs to be a stoplight here so that traffic will be slowed down
and the children can walk more safely.

7. Which of the following methods of argument is used in the above passage?

a. analogy—comparing the intersection to something dangerous
b. emotion—referring to the safety of children to get people interested
c. statistical analysis—noting the number of children almost hit and the cost of a stop light
d. personalization—telling the story of one child’s near accident at the intersection
e. attack—pointing out that people who are against the stoplight do not care about children

8. Which of the following, if true, would weaken the speaker’s argument?

a. Sometimes, cars run red lights.
b. Fewer children are injured at corners that have stoplights.
c. If parents teach their children basic traffic safety, then they might remember to look for cars.
d. Children from this neighborhood used to take the bus to a school farther away.
e. In the last year, there have only been three minor accidents at the intersection and none of them involved children.

ANSWER:

1. a. Because the speaker is arguing that multiple guests should be allowed when fewer members are present, the purpose of the rule is to make
sure members are not crowded by the presence of guests. There is no support for choices b, c, or d. Choice e is attractive, but it is not the best
choice because there is no way the club could control which members would be at the club at any one time.
2. c. Joint pain caused by physical activity and that caused by arthritis may not respond the same
way to medication.

3. e. This would indicate that the conditions of the football players and the speaker’s mother are
similar.

4. c. The speaker uses analogies to compare crawling with learning arithmetic and reading and to
compare walking with using a computer. The speaker is making the point that, in both cases, a child needs to learn one before learning the
other.

5. e. This evidence would back up the speaker’s contention that young students should learn the
basics before learning computers. Choices a and d, which are both about cost, would have no effect on the argument. Choices b and c are
too vague.

6. a. If computers enhance the learning of arithmetic and reading, the speaker’s argument is not as strong.

7.b. The speaker refers to the safety of children because most people are concerned about that.
The speaker does not make a comparison (choice a). Choice c can be ruled out because the speaker does not give a specific number.
Choices d and e are incorrect because the speaker doesn’t give an account of any specific child, nor does he or she use any method of
attack.

8. e. Since the speaker is basing the argument on the safety of children, if there were only a few
accidents and none involved children, the argument is weaker.

Friday 30 August 2013

NUMERICAL ABILITY TEST FOR IBPS EXAM 2013


1. Two numbers are respectively 25% and 20% less than a third number. What percent is the first number of the second.
(A) 5.85%
(B) 75.85%
(C) 80.60%
(D) 93.75%
Ans (D)
2. A pump can fill a tank with water in two hours. Because of a leak in the tank it was taking two 1/3 hours to fill the tank. The leak can drain all the water off the tank in.
(A) 8 hours
(B) 7 hours
(C) 13/3 hours
(D) 14 hours
Ans (D)
3. A can do a peace of work in 4 hours. B and C can do it in 3 hours. A and C can do it in two hours. How long will B take to do it?
(A) 10 hours
(B) 12 hours
(C) 8 hours
(D) 24 hours
Ans (B)
4. The difference between the simple and compound interest on a certain sum of money at 5% rate of interest p.a. for two years is Rs.15. Then the sum is _____
(A) Rs.6500
(B) Rs.5500
(C) Rs.6000
(D) Rs.7000
Ans (C)
5. A sum borrowed under compound interest doubles itself in 10 years. When will it become four fold of itself at the same rate of interest?
(A) 15 years
(B) 20 years
(C) 24 years
(D) 40 years
()Ans (B)
6. The students in three classes are in the ratio of 2:3:5 if 40 students are increased in each class the ratio changes to 4:5:7 if 40 students are increased in each class the ratio changes to 4:5:7 originally the total number of students was _______
(A) 100
(B) 180
(C) 200
(D) 400
Ans (C)
7. The ratio of incomes of two persons is 5:3 and that of their expenditure is 9.5. Find the income of each person if they save Rs.1300 and Rs.900 respectively.
(A) Rs.4000, Rs.2400
(B) Rs.3000, Rs.1800
(C) Rs.5000, Rs.3000
(D) Rs.4500, Rs.2700
Ans (A)
8. A fort has provision for 50 days if after 10 days they are strengthen by 500 men and the remaining food lasts 35 days. How many men were there in the fort initially?
(A) 3500
(B) 3000
(C) 2500
(D) 4000
Ans (A)
9. A number is increased by 20% and then it is decreased by 10%. Find the net increase or decrease in %
(A) 10% increase
(B) 10% decrease
(C) 8%increase
(D) 8% decrease
Ans (C)
10. The product of two positive numbers is 2500 if one number is 4 times the other, the sum of the two numbers is ______
(A) 25
(B) 125
(C) 225
(D) 250
Ans (B)
11. Which of the following is the largest number which is exactly devisable by 7,9 and 15?
(A) 9450
(B) 9765
(C) 9865
(D) 9550
Ans (B)
12. What percent of 5/8 is 8/5?
(A) 100
(B) 64
(C) 256
(D) 1024
Ans (C)
13. 2.3 + 6.5 - 7.1 + 4.9 -1.4 + 8.6 - 5.3?
(A) 8.5
(B) 8.6
(C) 8.7
(D) 8.4
Ans (A)
14. Example of a mathematical statement is ______
(A) (10+8)-9
(B) 2x+3=5
(C) 5<9+3
(D) x+3
Ans (C)
15. If 4x = 10 then X=?
(A) 10-4
(B) 10 X 4
(C) 10 +4
(D) 10/4
Ans (D)
16. a and b are two numbers. The property of a = b then b=a is called _______
(A) Reflexive property
(B) Transitive property
(C) Symmetric property
(D) Associative property
Ans (C)
17. "10 added to 5 times x is equal to 20" in symbolic form is _______
(A) 5(x+10)=20
(B) 5x+10=20
(C) x/5+10=20
(D) 5x-10=20
Ans (B)
18. The point equidistant from the vertices of a triangle is its_____
(A) Orthocentre
(B) Centroid
(C) circumcentre
(D) Incentre
Ans (C)
19. The centroid of a triangle is the point of concurrence of its
(A) angle bisectors
(B) perpendicular bisector
(C) altitudes
(D) medians
Ans (D)
20. If the angles of a triangle are in the ratio 1:2:7 then the triangle is ______
(A) acute angled
(B) obtuse angled
(C) right angled
(D) isosceles
Ans (D)
21. Two sides of a triangle are 8cm and 11cm then the possible third side is____
(A) 1 cm
(B) 2 cm
(C) 3 cm
(D) 4 cm
Ans (D)
22. A triangle always has exactly
(A) one acute angle
(B) at least two acute angles
(C) exactly one right angle
(D) exactly two acute angles
Ans (B)
23. Two trains A and B are running at the speeds of 45 KMPH and 25 KMPH respectively in the same direction. The faster train i.e. train A crosses a Man sitting in the slower train B in 18 secs. Find the length of the train A?
(A) 100 metres
(B) 120 metres
(C) 150 meters
(D) 180 meters
Ans (A)
24. A circular road runs round a circular ground. If the difference between the circumference of the outer circle and inner circle is 44 meters, find the width of road.
(A) 8 meters
(B) 7 meters
(C) 17 meters
(D) 9 meters
Ans (B)
25. A and B started a business in partnership. A invested Rs.2000/- for six months and B invested Rs.1500 for 8 months. What is the share of A in total profit of Rs.510?
(A) Rs.250
(B) Rs.255
(C) Rs.275
(D) Rs.280
Ans (B)

Thursday 29 August 2013

LOGICAL REASONING FOR IBPS UPCOMING EXAM 2013



Try some reasoning questions that ask you to translate English words into an artificial language. Firstly you will be given a list of three “nonsense” words and their English word meanings. The question that follow will ask you to reverse the process and translate an English word into the artificial language. Your best approach to this type of question is to look for elements (parts) of the “nonsense”words that repeat. This is the best way to translate from the imaginary language to English. For example, if you know that linsmerk means oak tree and linsdennel means oak table, then you know that lins means oak. And, if lins means oak, merk must mean tree, and dennel must mean table. When you discover what a word element means in English, write it down. Then, look for the word elements that appear both on the list answer choices.

1. Here are some words translated from an artificial language.
granamelke means big tree, pinimelke means little tree,  melkehoon means tree house
Which word could mean “big house”?
a. granahoon
b. pinishur
c. pinihoon
d. melkegrana

2. Here are some words translated from an artificial language.
lelibroon means yellow hat, plekafroti means flower garden, frotimix means garden salad
Which word could mean “yellow flower”?
a. lelifroti
b. lelipleka
c. plekabroon
d. frotibroon

3. Here are some words translated from an artificial language.
moolokarn means blue sky, wilkospadi means bicycle race, moolowilko means blue bicycle
Which word could mean “racecar”?
a. wilkozwet
b. spadiwilko
c. moolobreil
d. spadivolo

4. Here are some words translated from an artificial language.
daftafoni means advisement, imodafta means misadvise, imolokti means misconduct
Which word could mean “statement”?
a. kratafoni
b. kratadafta
c. loktifoni
d. daftaimo

5. Here are some words translated from an artificial language.
dionot means oak tree, blyonot means oak leaf, blycrin means maple leaf
Which word could mean “maple syrup”?
a. blymuth
b. hupponot
c. patricrin
d. crinweel

6. Here are some words translated from an artificial language.
agnoscrenia means poisonous spider, delanocrenia means poisonous snake, agnosdeery means brown spider
Which word could mean “black widow
spider”?
a. deeryclostagnos
b. agnosdelano
c. agnosvitriblunin
d. trymuttiagnos

7. Here are some words translated from an artificial language.
myncabel means saddle horse, conowir means trail ride, cabelalma means horse blanket
Which word could mean “horse ride”?
a. cabelwir
b. conocabel
c. almamyn
d. conoalma

8. Here are some words translated from an artificial language.
godabim means kidney stones, romzbim means kidney beans, romzbako means wax beans
Which word could mean “wax statue”?
a. godaromz
b. lazbim
c. wasibako
d. romzpeo

9. Here are some words translated from an artificial language.
tamceno means sky blue, cenorax means blue cheese, aplmitl means star bright
Which word could mean “bright sky”?
a. cenotam
b. mitltam
c. raxmitl
d. aplceno

10. Here are some words translated from an artificial language.
gorblflur means fan belt, pixngorbl means ceiling fan, arthtusl means tile roof
Which word could mean “ceiling tile”?
a. gorbltusl
b. flurgorbl
c. arthflur
d. pixnarth

11. Here are some words translated from an artificial language.
hapllesh means cloudburst, srenchoch means pinball, resbosrench means ninepin
Which word could mean “cloud nine”?
a. leshsrench
b. ochhapl
c. haploch
d. haplresbo

12. Here are some words translated from an artificial language.
migenlasan means cupboard, lasanpoen means boardwalk, cuopdansa means pullman
Which word could mean “walkway”?
a. poenmigen
b. cuopeisel
c. lasandansa
d. poenforc


ANSWERS

1. a. Grana means big; melke means tree; pini means little; hoon means house. Therefore, granahoon means big house.
2.b. Leli means yellow; broon means hat; pleka means flower; froti means garden; mix means
salad. Therefore, lelipleka means yellow flower.
3.d. From wilkospadi, you can determine that wilko means bicicyle and spadi means race. Therefore, the first part of the word that means racecar should begin with spadi. That limits your
choices to b and d. Choice b, spadiwilko, is incorrect because we have already determined
that wilko means bicycle. Therefore, the answer must be choice d, spadivolo.
4. a. Dafta means advise; foni is the same as the suffix –ment; imo is the same as the prefix
mis–; lokti means conduct. Since the only word in the answer choices that hasn’t been
defined is krata, it is reasonable to assume that krata means state. Therefore, kratafoni is
the only choice that could mean statement.
5. c. In this language, the adjective follows the noun. From dionot and blyonot, you can determine that onot means oak. From blyonot and blycrin, you can determine that bly means leaf. Therefore, crin means maple. Because the adjective maple comes after the noun, patricrin is the only possible choice.
6. c. In this language, the noun appears first and the adjectives follow. Since agnos means spider and should appear first, choices a and d can be ruled out. Choice b can be ruled out because delano means snake.
7. a. Myn means saddle; cabel means horse; cono means trail; and wir means ride. Therefore,
cabelwir is the correct answer.
8. c. In this language, the adjective follows the noun. From godabim and romzbim, you can determine that bim means kidney. From romzbim and romzbako, you can determine that romz
means beans. Therefore, bako means wax. Because the adjective wax must come after the
noun in this language, wasibako is the only choice.
9.b. Tam means sky; ceno means blue; rax means cheese; apl means star; and mitl means bright. So, mitltam means bright sky.
10.d. Gorbl means fan; flur means belt; pixn means ceiling; arth means tile; and tusl means roof. Therefore, pixnarth is the correct choice.
11.d. Hapl means cloud; lesh means burst; srench means pin; och means ball; and resbo means nine. Leshsrench (choice a) doesn’t contain any of the words needed for cloud nine. We know that och means ball, so that rules out choices b and c. When you combine hapl (cloud) with resbo (nine), you get the correct answer.
12.d. Migen means cup; lasan means board; poen means walk; cuop means pull; and dansa means man. The only possible choices, then, are choices a and d. Choice a can be ruled out
because migen means cup.

Wednesday 28 August 2013

Questions of Marketing Aptitude for Bank PO & Bank Clerk Exam 2013


1. Consumer behavior, ‘Perception is a process through which
(a) a consumer make ultimate purchasing
(b) a consumer is satisfied
(c) a consumer’s mind receives, organizes and interprets physical stimuli
(d) Both (a) and (c)
Ans; (c)

2. Sales forecast implies
(a) an estimate of the maximum possible sales opportunities present in a particular market segment
(b) an estimate of sales, in physical units, in a future period
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Ans: (c)
3. In ‘Double-win’ strategy-
(a) Customer gets an additional benefit
(b) Customer gets price debate. 
(c) Both customs and the sales person come out with sense of satisfaction
(d) Both (a) and (b)
Ans: (b)
4. In advertising for ………… is not allowed on T.V
(a) Liquour
(b) Cigarattes
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Ans: (c)

5. A theory states that no matter how efficiently goods / services are produced, if they cannot be delivered to the customer in the quickest possible time it is vain.
This theory is called
(a) Quickest the best
(b) Instant service
(c) Service on time
(d) Timely effort
Ans: (b)


6. Entrepreneurs find direct marketing the attractive because of
(a) Investment is low
(b) It doesn’t required specialized skills
(c) Returns are quick
(d) All of the above
ANs; (d)

7. Demonstration is an exercise to
(a) attractively pack and display the goods
(b) prove the characteristic of the product
(c) Both (a) and (b)
(d) Neither (a) and (b)
Ans; (b)

8. Which among the following is not an example of Direct marketing ?
(a) tele-marketing
(b) sales on internet
(c) mail order sales
(d) Retail stores
Ans: (d)

9. In selling ‘consumption’ is the ultimate goal of the salesman while a marketer –
(a) identify consumer needs
(b) develop an appropriate product / service to attain customer satisfaction
(c) accomplish organizational goals through integrated marketing approach
(d) All of the above

10. In Banking services, market can be segmented on the basis of
(a) density
(b) customers
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Ans: (c)

11. Which of the following is not a ‘Post testing’ Technique of advertisement ?
(a) Sales test
(b) Focus group
(c) Enquiry test
(d) Attitude test
Ans: (d)


12. ‘Casual’ research is basically concerned with
(a) establishing cause and effect relationship
(b) arriving at a forecast or prediction of interest
(c) measuring and estimating the frequencies with which of things occur
(d) All of the above.
Ans; (a)

13. A method, in which Brand equity is measured by comparing difference between the retail price of the brand and the retail price of an unbranded product in the same category is called:
(a) Brand goodwill method
(b) Price premium method
(c) Both (a) and (b)
(d) Neither (a) nor (b)
ANs: (b)

14. Media planning includes:
(a) assessing lost
(b) selecting the right medium
(c) both (a) and (b)
(d) Neither (a) nor (b)
Ans: (c)

15. In India, which commission can be approached to curb misleading advertisements
(a) MRTP
(b) MTP
(c) ISPT
(d) QTP
Ans: (a)

16. In marketing ‘initiator’ is a term which describes
(a) who determines that some need is not being met and authorities a purchase to rectify the situation
(b) who most directly involved in the consumption of the product
(c) Both (a) and (b)
(d) Neither (a) nor (b)
Ans; (a)


17. What is the full form of LIC
(a) Life Insurance Corporation
(b) Life Insurance Commission
(c) Life India Corporation
(d) None of these
Ans: (a)

18. …………… recently has raised its stake beyond 10% in a few blue chip companies even after the insurance regulator IRDA decided to impose a cap of 10% on the institution’s investment in a single company.
(a) Life Insurance Corporation
(b) General Insurance Corporation
(c) Tata-AIG Insurance
(d) None of these
Ans: (a)

19. Life Insurance Corporation has made fresh investments in which of the following companies in which the investor now holds more than 10% of their respective equity capital.
(a) Siemens
(b) PTC India
(c) Tata Power
(d) Cipla
(e) All of these
Ans: (e)

20. RATAN Tata has finally pulled out its Nano car project from ………. ending months of speculations about the fate of the country’s most awaited car.
(a) Singur
(b) Salboni
(c) Pantnagar
(d) None of these
Ans: (a)

21. Name India’s largest company by market capitalization.
(a) Reliance Industries
(b) Tata Steel
(c) Jindal Steel
(d) None of these
Ans: (a)

22. The promoters of Reliance Industries (RIL) recently converted their 12 crore warrants into an equal number of shares hiking the promoter’s holding in the company to 49%, with 52% voting rights. This involves an infusion of around …………. into the company.
(a) Rs 15,142 crore
(b) Rs 16,142 crore
(c) Rs 5,142 crore
(d) Rs 10,142 crore
Ans: (a)

23. SAP consultancy Axon Group is based on which country ?
(a) UK
(b) India
(c) Germany
(d) Italy
Ans: (a)

24. Which is SAP consultancy Axon Group in the news recently ?
(a) SAP consultancy Axon Group will recommend HCL Technologies’ £441.1-million buyout offer to its shareholders, withdrawing its earlier recommendation of Infosys’ £407-million offer.
(b) SAP consultancy Axon Group will open 500 training centres in Asia
(c) SAP consultancy Axon Group will recommend buying of TCS
(d) None of these
Ans: (a)

25. ICICI Bank, CEO and managing director KV Kamath is taking the help of …………………. to find his successor. The professor will obtain independent data regarding the leadership attributes of the shorlisted senior management executives. Name the professor
(a) Professor Wayne Brockbank, a clinical professor of business at the University of Michigan’s Ross School of Business
(b) Director of IIM, Ahmadabad
(c) Ministry of Human Resource, Govt of India
(d) A committee formed of Professor from all IITs
Ans: (a)

Tuesday 27 August 2013

How To Prepare for Banking Competition Exam

As we are knowing that today the nation economy is very much dependent on the Bank's Work and for that Banking Personnel Department  is looking to hire for the talented People.
In India Banking Job is a lucrative job and nearly more than 36 lakh applications are dropping every year and nearly 10000 people is only selected that means only creamy people is selected for the examination.
Now, the question comes how to prepare for the exam and How to crack the exam.  It could be done by proper guidance and proper training which I will take care of you.  So no  need to worry, just follow my foot prints